Since 1995 the Bancroft Neighborhood Association (BNA) has used $145,000 of Bancroft’s Neighborhood Revitalization Program (NRP) dollars to provide low-interest home improvement loans to Bancroft homeowners through TCF National Bank. In 2016, after 20 years, the program has come to an end. A total of $1.4 million was loaned out to over 160 households in the Bancroft neighborhood. The BNA board is currently looking to put together a new loan program that could be available in 2018.



Bancroft homeowners and property owners of non-commercial properties with up to four units are eligible to participate in the program. The property must be located in the Bancroft neighborhood. The project is available only to existing properties, not new construction. Renters are encouraged to work with their landlord to apply. Businesses and commercial property owners are not eligible to participate in this program, but contact the BNA office for a list of our commercial programs.

The BNA Curb Appeal Lottery program allows eligible participants to apply for up to $1,000 in matching grant funds, to be used for home improvement projects. The program covers exterior projects and all projects must be visible from the sidewalk. See our program information sheet to apply.



BNA offers a Security Rebate Program to homeowners located within the Bancroft neighborhood. As an incentive for basic security enhancements to homes in the Bancroft neighborhood, the Bancroft Neighborhood Association (BNA) will provide a rebate up to $50 for eligible safety-related improvements. See our program information sheet to apply.



To verify a contractor’s state license, call 651-284-5034.

To discuss problems or complaints regarding a state licensed contractor, call 651-296-2488.

To verify a city license contact City Licensing through 3-1-1.

3 Responses to “Home Improvement”

  1. Matt Tennant 09. Dec, 2010 at 2:26 pm #

    I’m very interested in your home improvement loan and I’m wondering how many years recipients have to pay off the loan?

    • Jessica 03. Jan, 2011 at 9:03 pm #

      Thanks for your interest, Matt. Typically, home owners have 1 year for every $1,000 borrowed, up to 12 years. Please feel free to get in touch with any other questions.

  2. Rose Bostow 03. May, 2018 at 8:04 pm #

    I dropped off the application for the Curb Appeal Lottery yesterday afternoon at approx 3:15 when no one was there. I slid it under the door. The form has an application date of May 1, but the Bancroft Banner said they needed to be submitted by May 3.
    Do you have my application? Will I be permitted to participate in the lottery? My house is desperately in need of exterior paint!